Our Process & Emphasis

The PenSure Group specializes in assisting our client firms and their plan participants in developing sound retirement strategies. Please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of retirement plans.

We understand the many challenges of retirement today and know the biggest concern for many outliving their money. We focus on the appropriate plan design, plan implementation, and on money management within the plan as well as other issues that are critical to financial well-being.

At The PenSure Group we provide assistance in the following areas:

Pension Design & Funding*

  • 401(k) Plans
  • 403(b) Plans
  • 457(b) Plans
  • Profit Sharing Plans
  • Cash Balance Plans
  • Traditional Defined Benefit Plans
  • Non-Qualified Deferred Compensation Plans
  • Simplified Employer Pension Plans (SEPP)
  • Traditional and Roth IRA Plans
  • Individual Brokerage Accounts

Employee Benefits

  • Group Health Insurance
  • Long Term and Short Term Disability Insurance
  • Dental Insurance
  • Life and AD&D Insurance
  • Flexible Benefits/Cafeteria Plans (Section 125 Plans)
  • Health Spending Accounts (HSA)
  • Health Reimbursement Arrangements (HRA)

Group & Individual Insurance

  • Individual Life Insurance
  • Life Insurance Trust Planning
  • Health Insurance
  • Long Term Care Insurance
  • Disability Insurance

Estate Funding

  • Trust Funding
  • Survivorship Life Insurance Policies

*Please note that our plans have individually designed benefit formulas and compensation definitions to help maximize benefits and pass Internal Revenue Service discrimination testing.

The PenSure Group's Best Practices Approach

We work with retirement plan committees to deliver an integrated, best practices approach that puts in place tools, processes, and organizational structures leading to well-informed decision-making risk management and, potentially, a higher probability of successful outcomes for your plan.

Fiduciary Investment Review

Appropriate investment opportunities

  • Investment
  • Due Diligence 

Provider Analysis

Best-match service providers

  • RFP Vendor
  • Analysis & Benchmarking

Employee Engagement

Preparing employees

  • High Touch, In-Person Education

Plan Governnance Consulting

Fiduciary risk management

  • Fiduciary Fitness Program
  • Consulting as may be Needed

For more information about The PenSure Group and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.